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by Max Willigung

If you want to keep on studying or join back studying after
a break, the question of money would arise. If you want to
finance your education then consider a government grant.
A grant is different from a loan as you don't have pay back
the money to the government and grants are available both
at the state and the federal level.

The other good news is that you can apply not only to the
Government, but also to large businesses and organizations,
many of which offer grants (presumably in the hope that
they might employ you some day.) Getting in touch with the
companies and obtaining and filling out their grant forms
can fulfil such applications.

Don't worry if the grant you applied for is not sanctioned
because you still have other options. You could, for
example, like thousands of other successful applicants,
make a bid for a Federal Government loan such as the
Stafford Loan. To improve your chances, you could at the
same time, apply for the Pell Grant, which is generally
awarded to students who may not, for some reason, qualify
for a loan amount under any of the specified categories.

Remember that there is a difference between a grant and a
loan. You don~t have to repay the grant, however the
loan will need to be paid back to the government. You
won~t have to make your first loan payment until six
months after your day of graduation.

Don~t be afraid to apply for multiple grants and loans to
make sure that you qualify for one or the other. You want
to make sure that you have your financing in place for
your education long before the semester begins.
Since there are so many grants that you can choose from
you~ll need to get a concise listing of grants to apply
for. One way that you can find some obscure grants
that are available is by checking out the Internet.
Many times you~ll be able to print off a grant application
from the Internet so that you can fill it out and mail
it in directly.

The schools where you are applying may also have grants
available. Some schools tend to give out more than one
grant each year to a deserving student who is in need of
financial aid.

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